FAQ
Frequently asked questions
Answers to a few common questions. If yours isn't here, just ask.
Why work with a mortgage agent?
I help you compare mortgage options from available lenders and understand the rates, payments, flexibility and penalties so you can make an informed decision.
Should I get pre-approved before looking for a home?
A pre-approval helps you understand your potential budget before shopping. Final approval still depends on the property and the lender's review.
How can you help me as a first-time home buyer in Canada?
I'll help you understand your budget, down payment options, mortgage choices and first-time buyer programs you may qualify for, guiding you through each step.
Can I get a mortgage if I'm self-employed?
Yes, being self-employed doesn't automatically prevent you from qualifying. Your options depend on your income, credit, down payment and supporting documents.
Should I accept my bank's mortgage renewal offer?
It's worth comparing your offer before signing. I can help you review available rates, terms and any costs of switching lenders to find what fits your current goals.
Ready to talk about your mortgage?
Send a request or give me a call and we'll set up a time to go over your options.